Questions and answers on saving and investments

Savings accounts for company’s is a risk-free investment with free withdrawals for the company's excess liquidity. Savings accounts for company’s have free withdrawals and are covered by the state deposit guarantee.

You can apply for a savings account here in Nordea Business.

See current interest rates here (content in Swedish).

Fixed interest account is a risk-free investment with fixed interest for your company's excess liquidity. By tying up the investment in a fixed-interest account, you get a higher interest rate than in a savings account with free withdrawals. The account is covered by the state deposit guarantee.

You can apply for a fixed interest account (fastränteplacering) here in Nordea Business.

See current interest rates here (content in Swedish).

Go to Save and Invest in the menu and select Funds. 

Here, you can search for a specific fund, see the most frequently purchased funds (in the last three months) or filter by other criteria according to your needs and wishes. Click on the fund in which you wish to buy units, click on Buy to the right and fill in your purchase order.

Yes. The Fund Selector service helps you choose the right funds and create a fund portfolio according to your needs and wishes. 

Go to Save and Invest in the menu and select Funds, and you will find the Fund Selector at the bottom of the page. 

Go to Save and Invest in the menu and select the fund in which you wish to buy more units. When you click on the fund, an information box expands. To the right, select Buy and fill in your purchase order.

Go to Save and Invest in the menu and select the fund you wish to sell. When you click on the fund, an information box expands. There you choose Sell and fill in your selling order.

An endowment insurance policy is a shell in which the company can place, for example, funds and shares. You give your money the chance to grow and it is always available if you should need it in your business.

Contact us if you wish to open an endowment insurance policy, and we will help you. 

The policy cannot be redeemed any earlier than one year after it was taken out.

If you have the capital invested in securities, you need to sell them first so that you obtain the amount as liquid assets in your endowment insurance policy:

1. Go to Save and Invest in the menu

2. Select the fund you want to sell and fill in your selling order by clicking on Sell.

3. Wait until the sale has gone through and the money is available in the settlement account (normally takes two business days).

To get help with the actual redemption, please contact us. The easiest way is to chat with us.

You can see your policy number (account number) if you go to the overview of your accounts.

In most cases, you can make an extra deposit into your endowment insurance yourself here in Nordea Business. 

To do so, go to Payments and Transfers in the menu, and enter your policy number as the receiving account number.

If you need help making the deposit, please do not hesitate to contact us.

Nordea Life & Pension will help you to change or close an endowment insurance policy. 

You can reach Nordea Life & Pension on tel. 0771-470 470, weekdays 9–16.

In order to trade in derivatives, currencies, bonds, shares, exchange-traded funds or other financial instruments, companies and other legal entities must have a Legal Entity Identifier (LEI).

To trade in shares and other exchange-traded products/financial instruments, you must have a custody account. If you don't have one yet, please contact us.

You must also have registered an LEI code. 

If you already have a custody account and a registered LEI code, you can trade in shares here in Nordea Business. Go to Savings and investments in the menu. Then, click on Search for security. Here you can search on the name of the security or click on the investment type that interests you.

For more information on a certain security, click on that row and an information box expands.

It normally takes two settlement days to complete the purchase.

When you trade in funds and shares, it normally takes two settlement days. This means that you normally receive the money into your account two business days after we’ve completed the sale.